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September 30th, 2014

 Expanding Access to Credit: FHA Completes First Section of Single Family Housing Policy Handbook (HUD Handbook 4000.1)

Origination through post-closing/endorsement policies for Title II Forward Mortgages effective for FHA Case Numbers assigned on and after June 15, 2015.

Today, the Federal Housing Administration (FHA) published its origination through post-closing and endorsement polices for its Single Family Housing Policy Handbook (SF Handbook). These are the first policies incorporated into the new SF Handbook (HUD Handbook 4000.1) and published in their completed, final form. This milestone is one part of FHA’s effort to develop a comprehensive, single source for FHA Single Family Housing policy.  Today’s publication supports FHA’s broader goals of expanding access to mortgage credit and making it easier for stakeholders to do business with FHA.

The policies in this SF Handbook section, Origination through Post-Closing/Endorsement for Title II Forward Mortgages (Origination through Post-Closing), become effective for FHA Case Numbers assigned on and after June 15, 2015*.  The time period between the publication date and the effective date is for stakeholders in FHA transactions to implement changes to their systems and operational processes.