Edward L. Golding, Principal Deputy Assistant Secretary, Office of Housing
Edward L. Golding has worked in field of mortgage finance for more than 25 years and is currently Principal Deputy Assistant Secretary for the Office of Housing. Most recently, he served as Senior Advisor on Housing Finance to the Secretary of the U.S. Department of Housing and Urban Development (HUD). In this role, he helped to craft the Administration’s position on housing finance reform, including working on the Johnson-Crapo Bill.
A strong advocate of affordable housing, Golding helped develop a proposal to expand funding for the Housing Trust Fund and worked with the Department of Justice to craft consumer relief as part of mortgage settlements with the large lending institutions.
Prior to his service at HUD, Edward Golding was a Senior Fellow at the Urban Institute where he played an instrumental role in launching the Housing Finance Policy Center, a leading research voice on housing finance matters. He began his career at the Federal Home Loan Bank Board during the Savings and Loan Crisis and then joined Freddie Mac, where he worked for 23 years. At Freddie Mac, Golding held a variety of senior positions from investor relations to strategy and research. Notably, he served as program executive for Freddie Mac's implementation of Making Home Affordable where he implemented program changes that led to several hundred thousand additional successful loan modifications.
Prior to working in mortgage finance, Golding taught at the University of Pennsylvania and the University of Florida. He earned an AB in applied mathematics magna cum laude from Harvard University and a PhD in economics from Princeton University.