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HUD   >   Program Offices   >   Chief Human Capital Officer   >   Hudclips   >   Handbooks   >   HUDClips -> Housing Handbooks   >   HUDClips -> Home Equity Conversion Mortgages (4235.1)
Home Equity Conversion Mortgages (4235.1)
Instructions
For each handbook document, you may download the PDF Version and/or the Word fillable form.

Handbook   WORD
Transmittal PDF WORD
Table of Contents PDF WORD
Chapter 1: General Information PDF WORD
Chapter 2: Borrower Counseling PDF WORD
Chapter 3: Property Analysis PDF WORD
Chapter 4: Mortgage Credit Analysis PDF WORD
Chapter 5: Calculation of Payments PDF WORD
Chapter 6: Closing and Endorsement PDF WORD
Chapter 7: Payment of Mortgage Insurance Premiums PDF WORD
Chapter 8: Assignments PDF WORD
Chapter 9: HUD Servicing PDF WORD
APPENDIX 1: Model Mortgage Form PDF WORD
APPENDIX 2: Model Fixed Rate Note Form PDF WORD
APPENDIX 3: Model Adjustable Rate Note Form PDF WORD
APPENDIX 4: Model Second Mortgage Form PDF WORD
APPENDIX 5: Model Fixed Rate Second Note Form PDF WORD
APPENDIX 6: Model Adjustable Rate Second Note Form PDF WORD
APPENDIX 7: Home Equity Conversion Loan Agreement PDF WORD
APPENDIX 8: Repair Rider to Loan Agreement PDF WORD
APPENDIX 9: Condominium Rider PDF WORD
APPENDIX 10: Planned Unit Development Rider PDF WORD
APPENDIX 11: Shared Appreciation Rider PDF WORD
APPENDIX 12: Shared Appreciation Allonge PDF WORD
APPENDIX 13: Home Equity Conversion Mortgage Payment Plan PDF WORD
APPENDIX 14: Notice to the Borrower PDF WORD
APPENDIX 15: Instructions for Completing the URLA and Addendum PDF WORD
APPENDIX 16: Certificate of Borrower Counseling PDF WORD
APPENDIX 17: Periodic Disclosure of Interest Rate Change for HECM PDF WORD
APPENDIX 18: CHUMS Input Worksheet PDF WORD
APPENDIX 19: Shared Appreciation Worksheet PDF WORD
APPENDIX 20: Factors for Determining Borrower's Principal Limit PDF WORD
APPENDIX 21: Home Equity Conversion Mortgage PDF WORD
APPENDIX 22: Payment Calculation Formulas PDF WORD
APPENDIX 23: Instructions For Estab. A PAD Account For HECM Loans PDF WORD