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HUD   >   Program Offices   >   Community Planning and Development   >   Affordable Housing
Affordable Housing
Who Needs Affordable Housing?
Families who pay more than 30 percent of their income for housing are considered cost burdened and may have difficulty affording necessities such as food, clothing, transportation and medical care. An estimated 12 million renter and homeowner households now pay more than 50 percent of their annual incomes for housing. A family with one full-time worker earning the minimum wage cannot afford the local fair-market rent for a two-bedroom apartment anywhere in the United States.
Where Can Individuals Find Assistance?
Individuals looking for assistance can:
What is HUD Doing to Support Affordable Housing?
Within the Office of Community Planning and Development, the Office of Affordable Housing Programs (OAHP) administers the following grant programs designed to increase the stock of housing affordable to low-income households.

HUD's Office of Housing and Office of Public and Indian Housing also administer programs to increase the amount of affordable housing available for low-income households across the nation.

What Information Does HUD Provide?
The OneCPD Resource Exchange provides a hub for HOME Program information, tools and templates, research, evaluations, best practices, guides, training manuals, and more including:

Related tools and resources can be accessed through HOME Topics.

The Resource Exchange also provides:

How Can My Organization Receive Funds?
Participating jurisdictions receive HOME grants through a formula to fund housing programs which meet local needs and priorities. To find out about how to apply for HOME assistance in your community, contact an agency nearest to your community. National and regional nonprofit organizations or consortia with experience using volunteer labor to build housing may apply for SHOP funds.