Upfront Premium Batch Payment Processing Instructions for CPU to CPU Transmissions

Upfront Mortgage Insurance Premium Batch Payment Processing Instructions for CPU to CPU Transmissions

Overview

These instructions are provided for lenders that choose to submit Single Family upfront mortgage insurance premium (MIP) payments directly to HUD by making CPU to CPU batch file transmissions. (Upfront MIP payment information submitted to HUD is transmitted to Pay.gov for collection processing.)

First, the Upfront Pay.gov Batch Transmission Signup Sheet [DOC] is completed by the lender and submitted to HUD via email to the SfpaygovUpfront@hud.gov mailbox.

After the Signup Sheet is received by HUD and processed, HUD issues to the lender branch specified on the Signup Sheet a unique six-character ID beginning with the letter X (e.g., X00001) and a password. (This information is provided to the contact person(s) specified on the Signup Sheet.) The HUD Xnnnnn ID is used to log on to the Secure Shell File Transfer Protocol (SFTP) server on the HUD network. To make a payment, the lender transmits a batch file containing upfront MIP payment information to this server. For batch file formats acceptable to HUD, see Upfront Mortgage Insurance Premium (MIP) Payment Batch File Formats.

The lender must test the batch file payment process on HUD's Test platform. Instructions will be provided. When the test is successfully completed, upfront MIP payments can be submitted to HUD's Production platform.

Upfront Batch File Naming Conventions

Lenders can transmit more than one upfront MIP payment batch file per day to HUD. Transmitted batch files are picked up from the SFTP server and processed by HUD once every hour. The batch file can have any name the Lender chooses. However, the file name must follow the format described below. Each file should have a unique name as a precautionary measure. This prevents overwriting a previously transmitted file that was not processed by HUD yet. Failure to comply with these naming conventions may result in a delay in MIP payment processing.

File Name	Explanation
CXXXXXXX.DAT	This file contains the payment records. The file name must be in UPPERCASE and cannot be more than eight characters in length. The first character (C) must be an alphabetical letter (A-Z). The remaining characters (up to seven - XXXXXXX) can be letters or numbers. However, all letters must be UPPERCASE. The file name extension must be .DAT in UPPERCASE. For example: U0610PMT.DAT
CXXXXXXX.END	A completion file with an .END file name extension indicates the completion of a successful transmission of the .DAT file by the lender. It does not need to contain data. HUD uses it as an indication to accept and process the .DAT file. For every file submitted with a .DAT file extension, a corresponding file with an .END file extension must be submitted. The file name must be the same for both files. The .END file name and extension must be UPPERCASE. For example, the .DAT file mentioned above would have a corresponding U0610PMT.END file. The transmission of the .END file must take place after the successful transmission of the .DAT file. These files must be sent sequentially, NOT concurrently.

Processing Results

The results of the upfront MIP payment batch file processing will be communicated in three formats: email, HTML display page (on the FHA Connection), and an XML page that can be accessed directly by a computer.

Email: The Pay.gov application generates an automated email with the status of the batch file submission process to the primary and secondary contacts listed on the banking cash flow account set up by the lender on the FHA Connection. A link to the Cash Flow Account Setup is available on the FHA Connection's main menu page via the Lender Functions menu option.

Also, if a transmitted batch file transmitted is rejected for format or control total issues, an automated e-mail notification is sent to the technical contact provided on the Upfront Batch Transmission Signup Sheet. The reason for the rejection is provided.
FHA Connection: Authorized lender employees will also be able to log on to the FHA Connection (using their existing FHA Connection user ID and password) and view upfront MIP payment history. This will require an update to the user's security access; users should request authorization for the Payment History function of "Upfront Premiums" from their FHA Connection Application Coordinator.
XML Page: Lenders will also have the ability to access the following URLs using an HTTP Post with their HUD Xnnnnn ID. The system will respond back with the XML data for the query parameter shown below:

Form Post query parameter:
activity_date
(This is the date the CXXXXXXX.END file was submitted.)

XML Payment History URLs:
Production URL: https://entp.hud.gov/sfpcsu/pghistx.cfm
Test URL: https://www7.hud.gov/sfpcsu/pghistx.cfm

See also XML Schema of Upfront Payment History Output and XML Schema Definition file.

Reporting a Public Internet Provider (IP) Address Change

The lender must report a public IP address change to HUD as soon as possible. The Upfront Pay.gov Batch Transmission Signup Sheet [DOC] must be completely filled out by the lender for the new public IP address and submitted via email to the HUD SfpaygovUpfront@hud.gov mailbox. The change is made in HUD's system approximately two to three business days after receipt of the completed Upfront Pay.gov Batch Transmission Signup Sheet.