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HUD   >   Program Offices   >   Housing   >   Comp   >   Premiums   >   Upfront Mortgage Insurance Premium
Single Family Upfront Mortgage Insurance Premium (MIP)

Upfront mortgage insurance premium (MIP) is required for most of the FHA's Single Family mortgage insurance programs. Lenders must remit upfront MIP within 10 calendar days of the mortgage closing or disbursement date, whichever is later (Mortgagee Letter 2005-28). This page provides links to information on the collection and processing of upfront MIP payments for all case (loan) types except a Home Equity Conversion Mortgage (HECM) or Title I manufactured housing loan.

Introduction

 

 
 -   HUD's Mortgage Insurance Premium Collection Process
 -   Upfront Premium, Late, and Interest Charges
 -   Terminology
 -   Refinance Cases
 -   Researching Information before Submitting a Payment
 

Submitting Upfront MIP Payments

 -   Getting Started
 -   Batch Payment Processing Instructions for CPU to CPU Transmissions
 -   Batch File Formats
 -   Batch File Transmission Error Messages
 -   Reporting a Batch File Transmission Problem
 -   Training Demonstration of the Upfront Mortgage Insurance Premium Payment Process on the FHA Connection
 

Viewing Information and Making Changes

 -   Getting Case Information and Reports
 -   Suspended Payment
 -   Correcting Case Information Submitted with a Payment
 -   Refunding a Payment
 -   Reallocating or Reapportioning a Payment
 -   Adjusting Late and/or Interest Charges
 
 
 
 
 
Get Periodic Premium Information
Information is also available on Periodic Mortgage Insurance Premium (Monthly Premium).

 

Contacts
For a question or issue not covered here, email HUD's Single Family Insurance Operations Division (SFIOD) at: LenderAssistance@hud.gov
For a batch file transmission problem, contact the HITS Help Desk
For issues concerning the collection process for upfront MIP, email: SfpaygovUpfront@hud.gov
For lender refunds, email: LendersRefunds@hud.gov
For issues concerning data quality for endorsed cases (e.g., mortgage record correction), email the Systems Management Branch, Data Quality Control Section at: SystemManagement@hud.gov
For FHA Connection issues not relating to monthly premiums, contact the FHA Resource Center