Interest Rates for Loss Mitigation Home Retention Options
On May 14, FHA issued ML 13-17 to provide guidance for determining interest rates to use when implementing FHA Loss Mitigation Home Retention options.

Subordination of Partial Claim Liens Associated with Streamlined Refinances
On May 14, FHA issued ML 13-16 to permit the subordination of Partial Claim liens for FHA Streamlined Refinances; and to eliminate consideration of Partial Claim notes from the 125 percent Combined Loan-to-Value (CLTV) ratio calculation for FHA Streamlined Refinances.

Delinq/Def Status Codes; Spec Forbear/Trial Payment Plans; Non-Incentivized Loan Mods ML 13-15
On May 9, FHA issued ML 13-15 to introduce new status codes for reporting delinquent FHA-insured mortgages in the Single Family Default Monitoring System (SFDMS), and to announce a new reporting requirement for non-incentivized loan modifications of FHA-insured loans.