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HUD   >   Program Offices   >   Housing   >   Single Family   >   National Servicing Center   >   HUD Loss Mitigation Mortgagee Letters
Loss Mitigation Policy & Guidance
Doc. Number Title
14-19

New Single Family Loan Servicing Contractor

14-16 Electronic Retention of Foreclosure-Related Documentation
14-15 Updated Requirements for Pre-Foreclosure Saels (PFS) and Deed in Lieu (DIL) of Foreclosure
14-13 Voluntary Termination of FHA Mortgage Insurance
14-03 Electronic Signatures
14-01

"Save Your Home: Tips to Avoid Foreclosure" - Brochure for Delinquent Mortgagors

13-40

Loss Mitigation during the Foreclosure Process

13-39

Methods of Communication with Borrowers

13-38

Single Family Foreclosure Policy and Procedural Changes for HUD Title II Mortgages and HECM Reverse Mortgages; Reasonable Diligence Requirements; HUD's Schedule of Allowable Attorney Fees 

13-34

Delayed Implementation of "PFS Participation Requirement" Section included in Mortgagee Letter 2013-23,  Updated Pre-Foreclosure Sale (PFS) and Deed in Lieu (DIL) of Foreclosure Requirements 

13-32

Update to FHA's Loss Mitigation Home Retention Options

13-23

Updated Pre-Foreclosure Sale (PFS) and Deed in Lieu (DIL) of Foreclosure Requirements

13-22

Extension of Unemployment Special Forbearance

13-19

Partial Claim Documentation and Delivery Requirements

 - Attachment 1 - Promissory Note
 - Attachment 2 - Partial Claim Mortgage
 - Attachment 3 - Instructions for Partial Claim Mortgage Form
13-17

Interest Rates for Loss Mitigation Home Retention Options 

13-16

Subordination of Partial Claim Liens Associated with Federal Housing Administration (FHA) Streamlined Refinances

13-15

Updated Delinquency/Default Status Codes for the Single Family Default Monitoring System; Special Forbearances and Trial Payment Plans; New Reporting Requirement for Non-Incentivized Loan Modifications

13-11

Additional Guidance for the Origination and Servicing of FHA-insured Loans in Presidentially-Declared Major Disaster Areas and Specific Requirement for Hurricane Sandy Affected Communities

13-03

Extension of Implementation Date for Mortgagee Letter 2012-22, Revisions to FHA's Loss Mitigation Home Retention Options

12-22

Revisions to FHA Home Retention Options

12-07

New Single Family Loan Servicing Contractor

11-37 Extension of Implementation and Reporting Dates Regarding Trial Payment Plan for Loan Modifications and Partial Claims under FHA's Loss Mitigation Program
11-33

Mortgage Record Changes and Data Reconciliation

11-28 Trial Payment Plan for Loan Modifications and Partial Claims under FHA's Loss Mitigation Program
11-23

Unemployment Special Forbearance:  Temporary Program Changes and Clarifications

11-08

FHA Single Family Insurance Claims Accounts Receivable Subsystem (ARS) Remittances:  Pay.gov Implementation

10-11 Availability of Treasury Success Payments for FHA-HAMP Modifications
(See also US TreasuryFHA-HAMP Overview)
10-04

Loss Mitigation for Imminent Default

09-45

Introduction of EClass

09-42

Sub-Servicing of FHA-insured Mortgages

09-39

Updated Claim Filing and Delinquency/Default Reporting Requirements For FHA's Making Home Affordable Modification Program (FHA-HAMP)

 - Appendix 1 - Delinquency/Default Status Codes
 - Appendix 2 - Delinquency/Default Reason Codes
 - Appendix 3 -Claim Filing Assistance for Loss Mitigation Claims
09-35 Loan Modifications: FHA Loss Mitigation Incentives - Updates
09-23
 -   Making Home Affordable: FHA's Home Affordable Modification Loss Mitigation Option
 -   Attachment - Guidelines for FHA-HAMP
 - Questions and Answers
08-43

Preforeclosure Sale (PFS) Program - Utilizing the PFS Loss Mitigation Option to Assist Families Facing Foreclosure

Appendix A
 

08-32 Use of Loss Mitigation During Bankruptcy
08-27  Treble Damages for Failure to Engage in Loss Mitigation
08-21  FHA Loss Mitigation Program Updates 
07-04  Extension of Special Authority...Partial Claims and Loan Modifications...Hurricanes Katrina, Rita, and Wilma...

 (see also 05-46)

06-28   Mortgage and Foreclosure Rights of Servicemembers under the Servicemembers Civil Relief Act (SCRA) 
 06-17  National Servicing Center (Tulsa Office) Address Change
06-15

Future Delinquency Reporting Requirements

 -   Appendices 1 and 2
06-10 Special Authority...Deed-in-Lieu of Foreclosure...Hurricanes Katrina, Rita, and Wilma...
05-33 

 Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas

(see also 05-31, 04-32, 01-07, 99-11)

05-30

Single Family Foreclosure Policy and Procedural Changes: Reasonable Diligence...Allowable Attorney Fees... Foreclosure Timeframes

(see also 01-28 (DC) and 01-19)

05-18   Success of Loss Mitigation and Increase in Incentive Payments
04-26   Filing Conveyance and Pre-Foreclosure Sale Claims via the FHA Connection
 04-15    National Servicing Center Address Change
 03-19   Partial Claims: Program Changes and Updates
02-17   Special Forbearance: Program Changes and Updates
02-14   HUD-PA-426, How To Avoid Foreclosure (May 2001)
02-13   Deed-In-Lieu of Foreclosure Consideration Increase and the Authorization to Pay Cash To Occupants for Keys Prior to Eviction
01-24   Consideration for Mail Delays Following the Terrorist Attacks
01-14   Clarification of Time Frames
01-02 Filing Loss Mitigation Incentive Claims via the FHA Connection
 00-05 Loss Mitigation Program - Comprehensive Clarification of Policy and Notice of Procedural Changes
99-27  New Procedures for Filing Loss Mitigation Claims
98-18 Risk Assessment for Defaulted Loans
98-12  Oklahoma City Central Servicing Office
98-07 Program Policy and Procedural Updates
97-43 FHA Loss Mitigation - Mortgage Modification Clarifications
97-17  FHA Loss Mitigation - Clarification of Procedures - Appendices-Partial Claim Subordinate Mortgage/Note/Promissory Note
96-32  Loss Mitigation - Mortgage Modification
96-25 Existing Alternatives to Foreclosure - Loss Mitigation
96-24 Termination of the Assignment Program