|Advice and Counseling in Alabama: HUD-approved Housing Counseling Agencies provide advice and counseling on a variety of housing issues including: homeownership, avoiding foreclosure, rental opportunities, homelessness, reverse mortgages, etc. In most cases, their services are FREE or for a small charge. Call (800) 569-4287, then enter your 5 digit ZIP Code to locate the counseling agency nearest you or visit our website.
Avoiding Foreclosure - There are several programs to help you work with your lender to stay in your home or reach other terms to work out other solutions. Don't delay. Here are some resources for you:
Hardest Hit Alabama - The Hardest Hit Alabama Programs provides foreclosure prevention assistance to homeowners in danger of losing their homes because of loss of employment. For more information you may call them at (877) 497-8182, or if you prefer visit their website.
HOPE Now - A National alliance to help distressed homeowners keep their homes. (888) 995-HOPE (4673)
Making Home Affordable - a resource for loan modification/refinancing tools to help you stay in your home. (888) 995-HOPE (4673)
If you have an FHA-insured mortgage, contact the FHA Servicing/Loss Mitigation Center at (877) 622-8525 or contact our FHA Resource Center at (800) 225-5342 (press option 1). If you don't know whether you have an FHA-insured mortgage, contact your mortgage company and ask if it is an FHA-insured mortgage. They will be able to tell you what type of mortgage you have (e.g., FHA-insured, Fannie Mae, conventional, etc.).
FEDERAL GOVERNMENT AND STATE ATTORNEYS GENERAL REACH $25 BILLION AGREEMENT WITH FIVE LARGEST MORTGAGE SERVICERS
Government Programs - Several other federal agencies provide housing and other types of services. Find out about other government assistance that you may qualify for by visiting: www.benefits.gov.
Grants from HUD - Although HUD does not provide grants directly to individuals, HUD does provide grants to governments, nonprofits, and other eligible grantees who administer various housing and community development programs that individuals may qualify for. To find out if you may qualify for assistance for homeownership assistance or assistance to have your home repaired/rehabilitated or other types of assistance, contact the following HUD grantees:
Community Development Block Grants
Section 8/Vouchers/Subsidized and Low-Rent Apartments
Rental help - information about housing choice vouchers (Section 8), subsidized apartments, low-rent apartments, and more
Public Housing Customer Service Center at (800) 955-2232 or email
The Alabama Housing Finance Authority (AHFA) was created in 1980 by Act No. 80-585 of the Alabama Legislature. AHFA is a public corporation and instrumentality of the State of Alabama dedicated to serving the housing needs of low- and moderate-income Alabamians. AHFA creates housing opportunities for low- and moderate-income Alabamians through the affordable financing of single- and multifamily housing.
Homeless Programs - HUD has many programs available to help the homeless in Alabama
HUD's Homeless Assistance page for Alabama offers available resources.
Homeownership - HUD's FHA offers a variety of Single Family (1-4 units) mortgages to help you buy a home with little money down (about 3 percent). Find out more by calling our FHA Resource Center/Atlanta Homeownership Center (HOC) - (800) 225-5342 and pressing option 3 and then 4; or, go online to find answers to your questions. HUD also provides grants to governments and nonprofits to provide homebuyer assistance, so be sure to visit our Learn About Homeownership page to find out if there is funding available and if you qualify.
HUD Homes for Sale - The sale of HUD homes has been contracted to various companies. You can find the contact information along with a listing of HUD homes for sale on the website. For additional information or assistance, HUD's Atlanta Homeownership Center (HOC) oversees the contracts on all HUD homes and you may contact our FHA Resource Center at (800) 225-5342 (press option 3 and then 2) to speak with a representative.
Working for HUD - If you would like a career with HUD or with the federal government, please visit www.usajobs.gov to look up job openings and apply for a position. All Federal jobs are posted on this website.
Advice and Counseling (HUD-approved)
Foreclosure (Avoiding Foreclosure)
Grants from HUD for Individuals
HUD Frequently Called Telephone Numbers
HUD Homes for Sale
Working for HUD
Contact Us by Phone:
To reach our office, you may call us at (205) 731-2630. At the prompt, choose 2 for an employee directory or choose 3 for automated information.
HUD Frequently Called Telephone Numbers/Links:
Jeanette Barnes and Levert Wedgeworth pose for a picture in Phase One of the New Rosedale Court Development. In this phase 88 of the units destroyed on April 27, will be replaced with state of the art new units. The Tuscaloosa Housing Authority leveraged over $16.5 million along with $1.5 million in HUD funding to make this $18 million first phase a reality.
NBA superstar, Dwight Howard, was one of many volunteers who came out to help the families on Allen Street rebuild after the storm. In this picture he uses a wheel barrel to help remove storm debris from the community. Dwight also helped with painting and landscaping over the course of the day.