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HUD   >   State Information   >   Delaware   >   Stories   >   2014-06-19
Housing Counseling Nets New Homeowner

The Delaware Governor Jack Markell presents new homeowner Andrea MacCannell with a housewarming gift

Delaware Governor Jack Markell celebrated Homeownership Month in the State Capital earlier this month with a proclamation and the announcement that the state's first time homebuyers tax credit program will be extended through 2016.

The program entitles first-time buyers who purchase a home in Delaware as their primary residence to take a federal income tax credit up to $2000 each and every year as long as the homebuyer occupies the home and has the mortgage loan. One of the beneficiaries of the program, Andrea MacCannell, is grateful to the Delaware State Housing Authority (DSHA) which administers the program.

"I wouldn't be able to buy my home and invite my parents to celebrate my mom's 70th birthday here with me in the states. Having a home - thanks to DSHA's programs - means the world to me. The feeling of independence is priceless," said MacCannell.

MacCannell was able to take advantage of DSHA's Homeownership Loan Program and downpayment and closing cost assistance in addition to the First-Time Homebuyer Tax Credit.

Governor Markell said, "We continuously search for ways to leverage our resources so everyone has an opportunity to achieve the American Dream of homeownership. The Delaware First-Time Tax Credit is another example of how a public/private partnership benefits the people of the First State."

"June is Homeownership Month, a time to celebrate something that's central to this thing we call 'the American Dream'," stated HUD Regional Administrator Jane C.W. Vincent. "We applaud Governor Markell for championing the Delaware First-Time Homebuyer Tax Credit and [DHSA] Director Anas Ben Addi for extending the program through 2016 so that more First State first-time homebuyers like Andrea MacCannnell can pursue the dream of homeownership."

HUD Regional Administrator Jane C.W. Vincent presents to Delaware Governor Jack Markell and DSHA Director Anas Ben Addi a $107,419 check to support Delaware's statewide network of housing counselors including NCALL

DSHA Director Anas Ben Addi, Homeowner Andrea MacCannell, HUD Regional Administrator Jane C.W. Vincent, NCALL Executive Director Joe Myer, and Delaware Governor Jack Markell

A housing counselor, with the HUD approved housing counseling agency NCALL, guided MacCannell through the process.

Joe Myer, executive director for NCALL, was on hand for the event, "Since 1989, we have helped 7600 people buy a home."

Vincent presented the Governor and Ben Addi with a grant for $107,419 to support its statewide network of housing counselors including NCALL.

"This grant will support the work of NCALL and the other grantees to help homebuyers and homeowners realistically evaluate their readiness for a home purchase, understand their financing and downpayment options, and navigate what can be an extremely confusing and difficult process," said Vincent.

In 2012, HUD released two reports on the impact of HUD-approved counseling for families who purchase their first homes and those struggling to prevent foreclosure. In both studies, HUD found housing counseling significantly improved the likelihood homeowners remained in their homes. Find a HUD approved housing counseling agency near you. For more information about Delaware's First-Time Homebuyer Tax Credit and other DSHA housing programs, visit the DSHA website.