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Avoid Foreclosure: Florida

Don't lose your home! Here is some guidance on default and foreclosure prevention.

Seek Help Early

 - Steps to take - act now if you think you will be unable to pay your mortgage
 - HUD-approved housing counseling agencies - local agencies that provide FREE foreclosure avoidance counseling
 - (888) 995-HOPE - FREE foreclosure prevention counseling on the phone or online
 - Florida's Hardest Hit Fund
 - News release
 - Free foreclosure prevention workshops - check our calendar for events in your area
 - Financial planning resources

Avoid Scams

 - Recognizing, Avoiding and Reporting Scams
 - Florida Foreclosure Rescue Fraud Prevention Act of 2008 - do not give money to anyone promising to help you avoid foreclosure without a written agreement and until all services are completed!
 - Avoid foreclosure rescue scams
 - Recognize predatory lending
 - Florida Attorney General's Mortgage Fraud Task Force - report fraud, access current investigations, announcements, and tips
 - Florida Office of Financial Regulation - check out a financial institution, file a complaint, read consumer alerts and tips

Know the Law

 - Florida foreclosure law summary
 - Responding to a foreclosure summons and complaint - self-help information from Legal Services of Greater Miami about foreclosure and other topics