and the Department of Agriculture offer programs and services that may help you
in your work.
HUD's nonprofit web page for Grantees
HUD has a number of grant programs for which you can
apply. The grants are awarded on a competitive basis. They are announced annually
in HUD’s Notice of Funding Availability.
These are some of the grant programs
often used by faith and community-based organizations, educational institutions,
and housing authorities to serve the needs of colonias residents.
Rural Housing & Economic Development (RHED)
What is it? This
grant program is designed to build capacity for planning and implementing rural
housing and economic development strategies to support innovative housing and
economic development activities in rural areas.
Who can apply? Rural
nonprofits, community development corporations (CDCs), state housing finance agencies
(HFAs), state community and/or economic development agencies, and federally recognized
What is it? Youthbuild teaches young people skills
in building homes while creating affordable housing for low-income and homeless
people in their communities. Students learn through a combination of classroom
education, job skills development, and on-site training in a construction trade.
Who can apply? Public and private non-profit organizations, (such
as community-based organizations, community action agencies), state or local housing
agencies, community development corporations, and other entities including States
and units of general local government that are eligible to provide education and
Self-Help Homeownership Program (SHOP)
What is it? A sweat equity
and volunteer-based homeownership program for low-income persons and families.
SHOP provides funds for eligible nonprofit organizations to purchase home sites
and develop or improve infrastructure.
Who can apply? National and
regional non-profit organizations or consortia with experience in using volunteer
labor to build housing.
What is it? Housing Counseling grants are
designed to expand homeownership opportunities and improve access to affordable
housing by funding agencies providing any of a wide range of counseling activities:
pre-home purchase homebuyer counseling, post-purchase counseling, HECM (Home Equity
Conversion Mortgage) counseling, delinquency counseling, and anti-predatory lending.
Who can apply? HUD-approved local housing counseling agencies (LHCAs),
HUD-approved national and regional intermediaries, and state housing finance agencies
(SHFAs). Learn how to become "HUD-approved."
Fair Housing Initiatives Program (FHIP)
What is it? FHIP provides
assistance to individuals who believe they have been victims of housing discrimination.
Grantees identify government agencies that can help and conduct preliminary investigation
of claims by sending testers to properties suspected of practicing housing discrimination.
There are 3 FHIP initiatives: Fair Housing Organizations Initiative (FHOI), Private
Enforcement Initiative (PEI), and the Education and Outreach Initiative (EOI).
Qualified fair housing enforcement organizations with at least two years of experience
in complaint intake, complaint investigation, testing for fair housing violations,
and meritorious claims in the three years prior to the filing of their application.
FHIP-PEI: Fair housing enforcement organizations that meet certain
requirements related to the length and quality of previous fair housing enforcement
FHIP-EOI: State or local governments, qualified fair housing
enforcement organizations (those with at least 2 years of experience), other fair
housing organizations, and other public or private nonprofit organizations representing
groups of persons protected by the Fair Housing Act.
Current FHIP Grantees
Section 202 Supportive Housing for the Elderly
What is it? Section
202 provides interest-free capital advances for the construction or rehabilitation
of rental housing with support services for very low-income elderly. The program
also provides rental assistance for project residents.
Who can apply?
Private non-profit organizations that can, among other requirements, submit a
resolution that they will provide a minimum capital investment equal to 0.5 percent
of the HUD-approved capital advance, up to a maximum of $25,000 for national sponsors
or $10,000 for other sponsors. Public entities are not eligible for funding under
Section 811 Supportive Housing for Persons With Disabilities
Is It? Section 811 allows very low-income adults with disabilities to live
as independently as possible by increasing the supply of rental housing that provides
supportive services. HUD provides advanced interest-free capital to nonprofit
sponsors to help them finance the development of rental housing with supportive
services for persons with disabilities. The program also provides rental assistance
for project residents.
Who can apply? Non-profit organizations with
a Section 501(c)(3) tax exemption from the IRS that can also submit a resolution
that a minimum capital investment equal to 0.5 percent of the capital advance
amount, up to a maximum of $10,000 will be provided.
Institutions Assisting Communities (HSIAC)
What is it? HSIAC is
designed to help Hispanic-serving colleges and universities expand their role
and effectiveness in addressing community development needs. HSIAC funds grantees
to carry out projects designed primarily to benefit low- and moderate-income residents,
help prevent or eliminate slums or blight, or meet an urgent community development
need in the community where the Hispanic-serving institution (HSI) is located
Who can apply? Non-profit Hispanic-serving institutions of higher education
that meet the definition of an HSI established in Title V of the 1998 Amendments
to the Higher Education Act of 1965.
Current Grantees Housing Opportunities for Persons With Aids (HOPWA) What is it? Addresses
the needs of persons living with HIV/AIDS and their families. Grant projects must
benefit low-income persons medically diagnosed with HIV/AIDS. HOPWA funding can
also provide housing assistance and related supportive services. Funds are awarded
from one of three HOPWA programs: the Formula Program, Competitive Program and
the National Technical Assistance Funds
Who can apply? Local communities,
states and nonprofit organizations.
Lead-Based Paint Hazard Control Grant Program
What is it? Aims to
reduce the exposure of young children to lead-based paint hazards in their homes
- whether homes are privately-owned, low income owner-occupied or rental housing.
Evaluation and hazard control activities must be conducted by trained and/or certified
individuals. Grants are managed by the state or local government entity. Grantees
frequently partner with local community-based organizations to accomplish program
Family Self-Sufficiency Program (FSS)
What is it? Encourages
communities to develop local strategies to help assisted families who receive
Section 8 housing vouchers obtain employment that will lead to economic independence
and self-sufficiency. Public Housing Authorities (PHAs) work with welfare agencies,
schools, business, and other local partners to develop a comprehensive program
for FSS participants. Families that are selected to receive a voucher or who currently
receive assistance through the housing choice voucher programs should discuss
participation in the FSS program with their local PHA
Resident Opportunities for Self-Sufficiency (ROSS)
What is it?
Links public housing residents with services and resident empowerment activities
to assist residents in becoming economically self-sufficient. ROSS incorporates
three basic funding categories: Technical Assistance/Training Support for Resident
Organization, Resident Service Delivery Models, and Service Coordinators
can apply? Public housing agencies, site-based resident associations, intermediary
resident organizations, and non-profit entities operating as association or networks
that administer programs benefiting public and assisted housing residents.
USDA Rural Development - Rural Housing Service
S. Department of Agriculture
Rural Development - Florida State Offices Information
Loan Program (Section 502) - These loans are primarily used to help low-
and very low-income individuals or households purchase homes in USDA designated
rural areas. Funds can be used to build, repair, renovate, or relocate a home,
or to purchase and prepare sites, including providing water and sewage facilities.
Guarantee Program (Section 502) - Rural Housing Service is able to guarantee
loans made by private sector lenders.
Self Help Program (Section 523) - Using the Sweat Equity method, this
loan program allows low- and very low-income families in USDA designated rural
areas to reduce the cost of their homes by providing at least 65% of the construction
labor. Interest rates for the loans can be as low as 1%.
Technical Assistance Grant - These are grant funds that assist non-profits
who are providing technical assistance to families building their homes using
the Sweat Equity method. The grant funds can be used to fund a variety of administrative
Labor Housing Program (Section 514/516)- provides low interest loans and grants
to public or non-profit agencies or individual farmers to build affordable rental
housing for farm workers
Housing - Rental Assistance (Section 521) - provide rental subsidies
to tenants in rural rental or farm housing complexes.
Rental Housing Guaranteed Loan Program (Section 538) - guarantees loans
for affordable rural rental housing made by eligible conventional lenders and
serves low to moderate-income tenants.
Housing Preservation Grant Program (HPG) (Section 533) - a competitive
grant program allowing sponsoring organizations to repair or rehabilitate low-
or very low-income housing. The funds are very competitive and sponsor-applicants
must supply housing need data as well as demonstrate their ability to combine
HPG funds with other program funds (leverage the money).
Housing Repair and Rehabilitation Loans and Grants (Section 504) provide low
interest loans of up to $20,000.00 to rural owner/occupants of homes in need of
repair. Grants of up to $7,500.00 are available to residents over age 62 to address
health and safety issues, or to make the dwelling accessible for a disabled resident.
Rental Housing Loans (Section 515) are direct, competitive mortgage loans
made to provide affordable multifamily rental housing for very low-, low- and
moderate-income families, the elderly, and persons with disabilities. This is
primarily a direct mortgage program, but its funds may also be used to buy and
improve land and to provide necessary facilities such as waste and waste disposal
Facilities - Community Programs can make Grants, Direct Loans and Guaranteed
Loans to municipalities, counties, special-purpose districts, non-profit corporations
and tribal governments to develop essential community facilities in rural areas
and towns of up to 20,000 in population.
USDA - Rural Utilities
Water and Environmental Programs (WEP) provides loans, grants and loan guarantees to public bodies, non-profit organizations and recognized Indian tribes for drinking water, sanitary sewer, solid waste and storm drainage facilities in rural areas and cities and towns of 10,000 or less.
Telecommunications Programs provides various financing programs for four programs: broadband and other advanced services, Distance Learning and Telemedicine, Broadband Pilot Program and the Weather Radio Grant Program.
The Electric Program provides capital to upgrade, expand, maintain, and replace rural electric infrastructure through direct loans and loan guarantees to electric utilities to serve customers in rural areas.
Other Federal Resources
USA.gov for Nonprofits
U.S. Department of Health & Human Services (HHS) Information on Grants & Funding
Information on HHS Center for Faith-Based & Community Initiatives
Department of Labor, National Agricultural Workers Survey
Federal Deposit Insurance Corporation (FDIC) Money Smart Program - a training program helping adults outside the financial mainstream enhance money skills and create positive banking relationships.