The programs and resources listed below help homeowners with home repairs and improvements.

	Illinois Affiliates of Habitat for Humanity - through volunteer labor, builds and rehabilitates houses for families in need
	Veterans Affairs Regional Loan Center - loans and grants to qualifying veterans to adapt existing dwelling to meet specific needs
	USDA Rural Development Office - home improvement loans and grants to low-income homeowners in rural areas

Programs by City/Town

	Some communities in Illinois use HUD funds to provide home improvement assistance to local homeowners.
	HUD provides money to the State of Illinois, which the state passes through to some smaller communities that use it for housing rehabilitation. Check with the Illinois Housing Development Authority to find out if these resources are available in your community.

Other Local Resources

	Find your local Better Business Bureau - check out Illinois contractors before starting home repairs
	Always be on the alert for home repair and remodeling scams. Be an informed consumer. If you have been a victim of a scam, you may file a complaint with the Illinois Attorney General.