The programs and resources listed below help homeowners with home repairs and improvements.

	MassHousing - home improvement, septic system repair, and lead paint removal loans
	Neighborhood Housing Services (NHS) - emergency repair grants and home improvement loans
	Massachusetts Affiliates of Habitat for Humanity - through volunteer labor, builds houses for families in need
	Rebuilding Together, Inc. - assists low-income, elderly and disabled homeowners with home repairs
	Massachusetts Rehabilitation Commission - home modification loan program for persons with disabilities
	Veterans Affairs Regional Loan Center - loans and grants to qualifying veterans to adapt existing dwelling to meet specific needs
	USDA Rural Development Office - home improvement loans and grants to low-income homeowners in rural areas
	Department of Public Health - lead poisoning prevention program
	Make your home more energy efficient

Programs by City/Town

	Adams
	Arlington
	Boston
	Cambridge
	Fairhaven
	Fall River
	Framingham
	Gardner
	Gloucester
	Haverhill
	Hull
	Lawrence
	Leominster
	Lowell
	Marlborough
	New Bedford
	Newton
	Quincy
	Salisbury
	Somerville
	Southbridge
	Springfield
	Taunton
	Wakefield
	Waltham
	West Springfield
	Westfield
	Weymouth

Other Local Resources

	Boston Building Materials Cooperative - discounted building materials, advice and technical assistance
	Boston Building Resources - discounted building materials, advice and home improvement classes
	Title 5 - information about septic system repairs in Massachusetts
	Consumer Affairs and Business Regulation - file a complaint against a licensed contractor
	Find your local Better Business Bureau - check out Massachusetts contractors before starting home repairs