|Advice and Counseling in South Carolina: HUD-approved Housing Counseling Agencies provide advice and counseling on a variety of housing issues including: homeownership, avoiding foreclosure, rental opportunities, homelessness, reverse mortgages, etc. In most cases, their services are FREE or for a small charge. Call (800) 569-4287, then enter your 5 digit ZIP Code to locate the counseling agency nearest you or visit our website.
Avoiding Foreclosure - There are several programs to help you work with your lender to stay in your home or reach other terms to work out other solutions. Don't delay. Here are some resources for you:
Government Programs - Several other federal agencies provide housing and other types of services. Find out about other government assistance that you may qualify for by visiting: www.benefits.gov.
The South Carolina Homeownership and Employment Lending Program (SC HELP)which was designed based on the experience that every homeowner's situation is unique and that homeowners have complex needs. We've designed five program options to help eligible homeowners who are at risk of mortgage loan default or foreclosure.
HOPE Now - A National alliance to help distressed homeowners keep their homes. (888) 995-HOPE (4673)
Making Home Affordable - a resource for loan modification/refinancing tools to help you stay in your home. (888) 995-HOPE (4673)
If you have an FHA-insured mortgage, contact the FHA Servicing/Loss Mitigation Center at (877) 622-8525 or contact our FHA Resource Center at (800) 225-5342 (press option 1). If you don't know whether you have an FHA-insured mortgage, contact your mortgage company and ask if it is an FHA-insured mortgage. They will be able to tell you what type of mortgage you have (e.g., FHA-insured, Fannie Mae, conventional, etc.).
FEDERAL GOVERNMENT AND STATE ATTORNEYS GENERAL REACH $25 BILLION AGREEMENT WITH FIVE LARGEST MORTGAGE SERVICERS
Grants from HUD - Although HUD does not provide grants directly to individuals, HUD does provide grants to governments, nonprofits, and other eligible grantees who administer various housing and community development programs that individuals may qualify for. To find out if you may qualify for assistance for homeownership assistance or assistance to have your home repaired/rehabilitated or other types of assistance, contact the following HUD grantees. If you do not see your community listed, contact the listing for the Commonwealth.
Community Development Block Grants
Section 8/Vouchers/Subsidized and Low-Rent Apartments
Rental help - information about housing choice vouchers (Section 8), subsidized apartments, low-rent apartments, and more
Public Housing Customer Service Center email
Homeless Programs - HUD has many programs available to help the homeless in South Carolina
HUD's Homeless Assistance page for South Carolina offers available resources.
Homeownership - HUD's FHA offers a variety of Single Family (1-4 units) mortgages to help you buy a home with little money down (about 3 ½ percent). Find out more by calling our FHA Resource Center/Atlanta Homeownership Center (HOC) - (800) 225-5342 and pressing option 3 and then 4; or, go online to find answers to your questions. HUD also provides grants to governments and nonprofits to provide homebuyer assistance, so be sure to visit our Learn About Homeownership page to find out if there is funding available and if you qualify.
HUD Homes for Sale - The sale of HUD homes has been contracted to various companies. You can find the contact information along with a listing of HUD homes for sale on the website. For additional information or assistance, HUD's Atlanta Homeownership Center (HOC) oversees the contracts on all HUD homes and you may contact our FHA Resource Center at (800) 225-5342 (press option 3 and then 2) to speak with a representative.
Working for HUD - If you would like a career with HUD or with the federal government, please visit www.usajobs.gov to look up job openings and apply for a position. All Federal jobs are posted on this website.
Advice and Counseling (HUD-approved)
Foreclosure (Avoiding Foreclosure)
Grants from HUD for Individuals
HUD Frequently Called Telephone Numbers
HUD Homes for Sale
Working for HUD
Contact Us by Phone:
To reach our office, you may call us at (803) 765-5592. You will speak with a Program Assistant that is answering the phone to assist you. If the Program Assistant is not available to answer your call, you will receive instructions to enter the Columbia HUD employee’s four digit extension number or if you know the employee’s last name dial 1 for the office directory. After completing the above procedures, if you are have not been assisted, you will be requested to dial 0 to receive assistance.
HUD Frequently Called Telephone Numbers/Links:
The City of Spartanburg recently celebrated National Community Development Block Grant Week at the C.C. Woodson Community Center. Mayor Junie White publically announced and presented the City's Proclamation in appreciation for HUD’s Community Development Block Grant (CDBG) program to Mr. Larry Knightner, HUD Field Office Director for the State of South Carolina. Of particular note is that the C.C. Woodson Community Center where the City Proclamation event was held is a two year old, $6 million community center in Spartanburg, South Carolina funded partially by HUD CDBG funds. The center was funded by $308,273 of CDBG funds.
On Saturday, October 1, 2011, the HUD Columbia South Carolina employees participated in Palmetto Health's 21st Walk for Life and the second annual 5K Race for Life...Steps against breast cancer. Finlay Park in downtown Columbia was adorned in pink and white Saturday morning as more than 7,100 people took steps to lengthen the odds for breast cancer survivors. After the National Anthem was sung and several minutes of warm-up exercises were performed, the whistle blew and the walk to raise awareness and support for the fight against this deadly disease began.
The first "Walk" was held in 1991 and was organized in memory of those who lost their battle with breast cancer and to honor the women and men who have survived the disease. The goal is to remind people that the first step in the fight against breast cancer is that early detection is the best protection! Net proceeds from the walk are used to fund breast cancer education, early detection efforts, patient support and research. The event is held the first Saturday in October in observance of Breast Cancer Awareness Month.