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HUD   >   Topic Areas   >   Buying a Home
Buying a Home

Thinking about buying a home? We have information that can help! Got questions? Talk to one of our housing counselors!

1. Figure out how much you can afford
What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate.


2. Know your rights
3. Shop for a loan
4. Learn about homebuying programs
5. Shop for a home
6. Make an offer
7. Get a home inspection
8. Shop for homeowners insurance
9. Sign papers
You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign!

Shopping for Your Home

 

Shopping for Your Loan

 

Closing the Deal