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Old URL:	http://portal.hud.gov/pls/portal/docs/page/fha_home/lenders/mortgagee_letters/2009_mortgagee_letters/09-ml-15%20using%20first-time%20homebuyer%20tax%20credits.pdf
New URL:	http://portal.hud.gov/portal/pls/portal/docs/page/fha_home/lenders/mortgagee_letters/2009_mortgagee_letters/09-ml-15%20using%20first-time%20homebuyer%20tax%20credits.pdf