[Logo: Federal Housing Administration] [Federal Housing Administration]
About FHA | FHA Home | Site Map
Contact Us | Comments | Events | En Español
  
1-800-CALL-FHA (225-5342) Insuring More Than 34 Million Mortgages Since 1934
FHA Home

At Home With FHA

The Federal Housing Administration has insured over 34 million home mortgages and 47,205 multifamily project mortgages since 1934. Currently, FHA has 4.8 million insured single-family mortgages and 13,000 insured multifamily projects in its portfolio.

    


FACT SHEET: FHA TO PROVIDE ADDITIONAL MORTGAGE ASSISTANCE TO STRUGGLING HOMEOWNERS

The President has signed into law legislation that will allow HUD’s Federal Housing Administration (FHA) to continue providing targeted mortgage assistance to homeowners.  The Hope for Homeowners program will continue FHA’s existing and successful efforts to provide aid to struggling families trapped in mortgages they currently cannot afford.  Under the program, certain borrowers facing difficulty with their mortgage will be eligible to refinance into FHA-insured mortgages they can afford.  The program will be implemented on October 1, 2008.  Continue reading the fact sheet

Housing and Economic Recovery Act of 2008 FAQ

NOTICE FOR SENIORS WITH FINANCIAL FREEDOM HECM LOANS

Financial Freedom, one of the largest originators of Home Equity Conversion (HECM) loans, is a subsidiary of IndyMacBank, F.S.B., of Pasadena, California, which was taken over July 11 by its regulator, the Office of Thrift Supervision.

The Federal Deposit Insurance Corporation (FDIC) was named conservator and will maintain all banking services in the communities formerly served by IndyMac Bank, F.S.B. and its subsidiaries.  Continue reading about the notice

Homeowners, are you having trouble paying your mortgage?

FHASecure Frequently Asked Questions for Homeowners

FHASecure Frequently Asked Questions for Housing Industry

Explore Loan Workout Solutions with Your Lender

Common Questions About Avoiding Foreclosure

Contact a Housing Counseling Agency

Industry Partners, are you interested in learning more about FHA Programs and how you can become an FHA-approved lender?

Read about FHA Programs for Business Partners

Access Mortgagee Letters and Handbooks

How to Become an FHA-Approved Lender

Risk Based Premiums for FHA-Insured Mortgages

Effective with new case number assignments on or after July 14, 2008, the upfront mortgage insurance premiums paid for all mortgages secured by one-to-four-unit single family properties will be based on the new risk-based premium structure, published in ML 2008-16

 

How to Handle Any Implementation Problems:

 

While FHA anticipates a smooth transition to risk-based premiums and has extensively tested the systems that will provide the upfront premium factors, as well as the annual premiums, FHA also recognizes that some errors may occur.  Therefore, FHA has established an e-mail inbox for industry representatives to submit questions and / or problems, be they associated with particular cases or more globally to a large number of loans lenders are trying to insure.  To notify FHA of any problems or request additional assistance, please contact FHA at:  riskbased@hud.gov

 

continue reading about Risk Based Premiums

 

 


 

Business Tools
Mortgage Calculator
How much mortgage can you afford? Find out today with the Mortgage Calculator.
Lender Locator
Enter the city, state and zip code in the Lender Locator to find an FHA-approved lender in your area.
Resource Library
Event Calendar
Use the calendar to find FHA-related events in your area.
FHA Wikipedia
The online encyclopedia where you can find out everything FHA.
News & Media Resources
FHA in the News
Read the latest FHA News or search through the news archive.
Podcasts and Webcasts
View or listen to video and audio broadcasts.
RSS Feeds
Sign up to receive FHA information automatically.
 
Homeownership Centers

Four Homeownership Centers(HOCs) originate all FHA single-family mortgage insurance, and oversee the selling of HUD Homes, in their jurisdictions.

Atlanta | Denver
Philadelphia | Santa Ana

FHA Home  |  Site Map  |  Contact Us  |  Privacy Policy
USA.gov
HUD 

Seal U.S. Department of Housing and Urban Development
451 7th Street S.W., Washington, DC 20410
Telephone: (202) 708-1112 TTY: (202) 708-1455
FHEO logo
White 

House . gov
Last updated