The Federal Housing Administration (FHA) has helped over 35 million people secure the dream of homeownership since 1934. Backed by the federal government, FHA provides safe mortgage insurance solutions while expanding its housing education and outreach efforts year after year. Continuous improvement keeps the dream alive for the next generation.
Refinancing a loan or purchasing a home is never a decision to make lightly, especially during unsettled times. Wise borrowing leads to financial security and there are 2,300 HUD-approved counseling programs around the country available to educate borrowers on housing issues. If you are in trouble due to an adjustable rate mortgage (ARM), unsure about your ability to afford a mortgage, or unfamiliar with mortgage details, find an approved housing counseling agency on our website or call 1-800-569-4287.
When you are ready, an FHA-approved lender can provide you with a more sustainable alternative to costly subprime loans – one that can help you build wealth from your housing investment. Fortunately, it’s a buyer’s market.
Be informed about your choices. Get back-to-basics with FHA.
Note: All FHA borrowers pay mortgage insurance premiums to offset potential claims to the FHA insurance fund and ultimately prevent risk to the taxpayer.
![[Logo: Federal Housing Administration]](../../fha/images/template/spacer.gif)
