An FHA-insured mortgage might be just the option you’ve been looking for to help you move into the home of your dreams. You'll find valuable housing tips and easy-to-use mortgage tools when you follow our Consumer Marketplace links below.

Ready for a New Home?

• Homebuying Process - FHA will help you achieve the American Dream.
• How Much Home you can afford is easy enough to calculate.
• Homes For Sale - Bid on one from HUD!
• Home Inspection should be a contingency clause in your offer to buy.
• Closing costs and settlement procedures are fully disclosed under RESPA laws.
• Manufactured Homes - Program was established to protect manufactured (mobile) homeowners nationwide.

FHA-Insured Loans and Approved Lenders

• What Types of Loans Does FHA Insure? Find the one that's right for you...
• FHA-Approved Lenders and knowlegeable real estate professionals are at your fingertips on fha.gov.
• FHA-Insured Loans Q & A - answers to common FHA consumer questions.
• Benefits of an FHA-Insured Loan that you won't find in other loans...
• Applying for an FHA-Insured Loan is a straightforward process.
• Mortgage Insurance - like most mortgages this is required and is included in the loan amount.
• Refinancing an FHA-Insured Mortgage - ask your lender about refinancing with FHA.
• The FHA Refinance Process provides many protections that others might not...
• Reverse Mortgages by senior homeowners age 62 and older are used to convert the equity in a home to cash. 

Need Assistance with your Mortgage?

• Prioritize your Debts - pay to protect your family and credit status.
• Find a Housing Counseling Agency for advice on budgeting, default, foreclosure, credit or other housing issues.
• Steps to take when you can't pay your Mortgage - call your lender or a housing counselor immediately.
• Explore Loan Workout Solutions with Your Lender - check which options are available, right away.

Special Programs

• Disaster Help for Homeowners is available if your home was damaged, or your livelihood impacted, in a presidentially declared disaster/area.
• Service Members Civil Relief Act - military personnel receive mortgage payment relief and protection if they serve...
• Regulatory Programs - The Office of Regulatory Affairs and Manufactured Housing is comprised of four regulatory programs