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FHA Home > Lenders > Mortgagee Letters, Handbooks, Forms and Publications > 2009 Mortgagee Letters
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NEW: Temporary Eligibility of Projects for Mortgage Insurance where Construction has Started, 09-ML-26.
NEW: Final Electronic Annual Certification, 09-ML-25.  Attachment
NEW: FHA’s Home Affordable Modification Program Loss Mitigation Option, 09-ML-23 guidelines. Attachment
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HECMS for Lenders - links to policy, guidance and tools relating to HECM loans.
HOPE for Homeowners
Single Family has FHA's primary mortgage insurance program, known as Section 203(b).
Health Care Facilities access to financing for your capital project.
MultiFamily Housing insurance has provided incentives for tens of thousands of rental projects.
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Why Use FHA?
Myths about FHA
How to Become an FHA-Approved Lender
FHA Products for Business Partners
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HUD Homes FAQ
09-ML-26 Final ML Temp Authority for Mortgage Insurance
09-ML-25 Final Electronic Annual Certification
09-ML-25 Final Electronic Annual Certification Attachment
09-ML-24 HERA
09-ML-23 Making Home Affordable Program FHA HAMP
09-ML-23 FHA-HAMP Attachment
09-ML-22 Temp Authority for Waiver of Three Year Rule
09-ML-21 Final HECM Refi Existing Loans
Exhibit 1 - Final HECM Refi Existing Loans ML-21
Final HECM Refi Form 92901
09-ML-20 Processing Pre-app Firm Invitation
09-ML-19 Condominium Approval Process - Final
09-ML-18 EEM-Increase in Energy Efficient Improvements
09-ML-17 Accuracy of Lender Data for FHA Approved Mortgagees
09-ML-16 Manufactured Housing Policy Guidance – Property and Underwriting Eligibility
09-ML-15 Using First-Time Homebuyer Tax Credits
Attachment I 09-ML-15 - IRS Form 5405
Attachment II 09-ML-15 - IRS Tax Credit Summary
09-ML-14 Online Handbooks 4155.1&2
09-ML-13 Guidance on FHA Model Mortgage Form for New Mexico
09-ML-12 Mortgagee Monitoring
09-ML-11 Final HECM for Purchase Program
Attachment (Revised Final) to 09-ML-11 HECM for Purchase Program
09-ML-10 Home Equity Conversion Mortgage Program: Clarification of Home Equity Conversion Mortgage Counseling Issues
09-ML-09 Adoption of Market Conditions Addendum
09-ML-08 Limits on Cash-Out Refinances
09-ML-07 ML Mortgage Limits _Rev
Attachment I (REV) 09-ML-07
Attachment II (Revised) 09-ML-07
09-ML-06 Three Year Rule Waiver Section 223_f
09-ML-05 Project Lifeline
09-ML-04 Tier Ranking Scores - Incentive Round 34
Attachment to 09-ML-04 Tier Ranking Scores
09-ML-03 H4H Supplemental
Additional Worksheets and Forms for 09-ML-03 H4H Supplemental
09-ML-02 CO-BRANDING FINAL

Note: COMING SOON - FHA Co-Branding

The program policy for FHA Co-Branding was approved on January 7, 2009 with the issuance of ML 09-02. Currently under construction, the system's COMPLETION DATE IS TO BE ANNOUNCED. 
09-ML-01 Final Annual Renewal of FHA Approval
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