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Home Equity Conversion Mortgages for Lenders (HECMs)

On January 19, 2017, the Federal Housing Administration (FHA) published a final rule, Strengthening the Home Equity Conversion Mortgage (HECM) Program (Docket No. FR-5353-F-03) in the Federal Register. The following link provides a redline version of 24 CFR Part 206 showing changes published in the final rule pertaining to 24 CFR Part 206.

On September 26, 2016, FHA announced that it plans to issue guidance that would extend the October 3, 2016, effective date for revisions to the HECM Servicing Fee Set-Aside compounding interest rate (growth rate).  Read more in FHA INFO 16-62.

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