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Program Accomplishments

HUD's Office of Native American Programs (ONAP) administers housing and community development programs that benefit American Indian and Alaska Native tribal governments, tribal members, the Department of Hawaiian Home Lands, Native Hawaiians, and other Native American organizations.

ONAP's mission is to:
ONAP's programs are:
 -   Indian Housing Block Grant program (IHBG)
 -   Native Hawaiian Housing Block Grant program (NHHBG)
 -   Indian Community Development Block Grant program (ICDBG)

Section 184 Indian Housing Loan Guarantee program

 -   Section 184A Housing Loan Guarantee program (for Native Hawaiians)
 -   Title VI Federal Guarantees for Financing Tribal Housing program

Program Accomplishments Positively Impact Indian Country

Program accomplishments have immediate and dramatic positive effects on Native American communities. They directly contribute to such long-term outcomes as:

  • An increased supply of safe, decent, and affordable housing for Native American families
  • Fair and ample credit opportunities for Native American homebuyers
  • Healthier economies and better employment opportunities
ONAP established performance indicators to measure the most important and consistent use of program funds.

Native Hawaiian Programs

In 11 years of program activity – 2005 through 2015 – the Department of Hawaiian Home Lands has used the Native Hawaiian Housing Block Grant to build, acquire, or rehabilitate 601 affordable homes on the Hawaiian home lands.  In addition, 1,662 individuals and families have received pre-and post-homebuyer education, financial literacy training, and/or self-help home repair training to sustain safe, decent homes.  Approximately 325 lots have been improved with infrastructure development to support construction of new homes, and 3 community centers have been rehabilitated to provide housing services to residents.  Also between 2005 and 2015, HUD guaranteed 468 loans for approximately $115 million to Native Hawaiian homeowners eligible to reside on the Hawaiian home lands.

Indian Housing Block Grant

HUD estimates that, over the 18-year life of the program (funding years 1998-2015), recipients have used Indian Housing Block Grants to build or acquire about 37,900 affordable housing units, and rehabilitate more than 77,000.  In addition, recipients have used Indian Housing Block Grants to, for example, acquire real property for housing, install housing infrastructure, improve energy efficiency of affordable homes, remediate and prevent mold infestation, and operate and manage affordable housing.  Flexible program rules allow recipients to design innovative housing assistance programs that meet their unique needs and customs.

Indian Community Development Block Grant

In 2015, approximately $59 million was distributed to 75 grantees to fund community development projects that primarily benefit low- and middle-income residents.  Recent projects funded by these grants include the construction of community facilities for elderly, low-income residents, the installation of solar panels on rental housing, the renovation of old sewer lines, and the development of a group home for homeless youth.  These grants are also used to address emergencies faced by tribal communities such as tornados, floods, fires, and contaminated water systems.

Loan Guarantees for Indian Housing

In 2015, HUD guaranteed 4,198 loans to build, buy, rehabilitate, or refinance homes for American Indian and Alaska Native families.  The average loan amount was approximately $175,820.  Approximately 33,000 families have been assisted in the program’s 21-year history.